In a bowl or container, add oats, water, coconut milk, shredded coconut, banana extract, and salt. Stir well, cover, and refrigerate overnight.
For cold oats:
Portion into bowl and serve with sliced banana.
For hot oats:
Add oat mixture and additional ½ cup water to a small saucepan. Heat over medium heat, stirring frequently, until desired consistency is reached. Slice banana and cut each slice into halves or quarters. Stir banana into oats with a pinch of salt and cook for an additional minute. Serve hot, with a drizzle of coconut milk to finish.
Recipe by Veggie Ninjas at https://www.veggieninjas.com/morning-night-coconut-banana-cream-pie-oats/